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What Is an Additional Insured and Why Do Contractors Get Asked for It?
September 15, 2026
At some point, almost every contractor around Wilmington, NC runs into the same request buried in a contract: the client, property owner, or general contractor…
Business owner discussing something with female co-owner.
Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters
September 4, 2026
National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA’s National Preparedness Month encourages individuals and organizations to think ahead about how…
man on a ladder installing a new roof
What Insurance Does a Roofing Contractor Need in North Carolina?
September 1, 2026
Roofing sits near the top of the list when it comes to physically demanding, high-risk trades, and the insurance conversation for roofers looks a little…
Business owner putting up sign on store that says temporarily closed
Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates?…
paperwork for a certificate of liability insurance
What Is an Additional Insured and Why Do Clients Keep Asking for It?
August 15, 2026
If a client or general contractor has asked to be added as an additional insured, here’s what that means: your commercial general liability policy extends…
Restaurant owner sitting at table going over paperwork
General Liability Insurance 101: A Foundation for Every Small Business
August 4, 2026
If you own a small business, you’ve likely heard that general liability insurance is something you should have. But what exactly does it cover, and…
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Does Your General Liability Policy Cover Work Done by Your Employees Off-Site?
August 1, 2026
The short answer is yes, in most cases. A standard commercial general liability (CGL) policy covers bodily injury and property damage caused by your employees…
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Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles
July 19, 2026
Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more…
pickup truck hauling a trailer with a lawnmower in it
If Your Trailer Comes Loose, Does Your Commercial Auto Cover You?
July 15, 2026
If your trailer comes loose, whether your commercial auto policy covers you depends on three things: whether the trailer is listed on your policy, what…
Female and male co-wokers looking at cyber security on computer
Cyber Liability Insurance: Does Your Small Business Really Need It?
July 4, 2026
When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small businesses…
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